Whenever we buy insurance whether it be for our home or our business premises, Insurers will always ask what the construction of the building is. You may hear terms such as ‘standard construction’, ‘timber frame’, ‘combustible lining’, ‘composite panels’ – but what are these terms and why is it so important?Read More
Welcome to our Bluestone Insurance Feature Friday where each week we speak to an independent local business.
In March we are focusing on the Property sector. This week Danny met with Sam Kidner from Hunter French Estate Agents.
Properties can be over-insured (about 20%) but it is increasingly common for buildings to be under-insured. In fact, on average over 65% of property owners are insuring for only 60% of the actual rebuild value…Read More
Flood insurance for those who are having difficulty in obtaining cover via the usual route. FloodFlash is new kind of insurance. Payouts are triggered when flood waters reach a pre-determined level. You as the business owner decide on the water level (depth) and the amount of compensationRead More
Continuing our focus on Property in March, Bluestone’s Danny Gale spoke with Michelle from Cirencester Sales & Lettings.Read More
As a commercial landlord, you have a duty of care to ensure the safety standards of your properties are maintainedRead More
The Regulatory Reform (Fire Safety) Order 2005 made it a legal requirement for all non-domestic premises to carry current and regularly reviewed Fire Risk AssessmentsRead More